For Melbourne business owners and property investors who are tired of guessing, waiting, or being told "you don't earn enough"…
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We Dive In
We get clear on where you're at, what you already own, and what you want property to do for you.
We Run Your Numbers
Your real borrowing power across lenders, what a property would really cost you each month, and what it could build over 10 and 20 years.
You Get Your Plan
A clear next step, from pre-approval to the type of property that makes sense for you. No guesswork.
Your real borrowing power. Across lenders, including overtime, allowances or business income.
Who'll actually lend to you. Because the goal is the property, not the bank.
The real monthly cost. After rent, interest, body corporate, insurance, land tax and repairs.
Your Wealth Builder. An estimate of what the property could build over 10 and 20 years, emailed to you.
Your next step. A clear plan, so you're never guessing.
Business Owner
You've built a business and want to own more than just the business.
Property Investor
You already own a property and you're ready for the next one.
Equity Sitting There
Your property has gone up in value and you're not sure how to use it.
Told No Before
A bank said you don't earn enough, or offered far less than you expected.
Self-Employed
Your accountant keeps your taxable income low, and lenders use it against you.
Pay Rises, No Progress
Your income has gone up, but so have rates, so it feels like you're standing still.
Not Sure What To Buy
You don't know what type of property, where, or at what price.
Want Cash Flow
You want a property that works for your cash flow, not one that drains it.
Want A Plan
You want clear numbers and a plan for your next property, not guesswork.
The Melbourne Broker promise
Real numbers. Zero hard sell.
You'll get your numbers on the call either way. If now isn't the right time for you, I'll tell you straight, and you've lost nothing but 20 minutes.
Book your free strategy call
20 minutes with me. No cost, no obligation, no pressure.
How much does it cost?
The strategy call is free. If you'd like to keep going after the call, I'll walk you through your options and any costs upfront, before you commit to anything.
How long does it take?
20 minutes on the phone. Just have a rough idea of your income, your loans and what your property is worth.
Who is this for?
Melbourne business owners and property investors who want to buy their next property with a clear plan and real numbers.
Why should I trust you?
I've been helping clients since 2013, Margin Finance is rated 4.9 from 294 Google reviews, and I'm an authorised credit representative.
I've been told no before. Can you still help?
Often, yes. Every lender assesses income differently, so one bank's no is just one bank's no.
I'm self-employed. Can I still buy?
Often, yes. Some lenders can look at your business revenue, BAS, bank statements or a letter from your accountant, not just your tax return. Lender criteria apply.
Is a pre-approval a guarantee?
No. A pre-approval shows what a lender is likely to lend, but final approval still depends on the property, a valuation and the lender's final checks.
What is the Wealth Builder?
A spreadsheet I use to estimate what a property could build for you over time, based on growth, rent and inflation assumptions. It's an estimate, not a promise, and you can change the numbers yourself.